<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><title>신용카드 on OniOniWorks Blog</title><link>https://blog.onioniworks.com/tags/%EC%8B%A0%EC%9A%A9%EC%B9%B4%EB%93%9C/</link><description>Recent content in 신용카드 on OniOniWorks Blog</description><generator>Hugo</generator><language>ko-KR</language><lastBuildDate>Tue, 03 Nov 2026 04:03:00 +0900</lastBuildDate><atom:link href="https://blog.onioniworks.com/tags/%EC%8B%A0%EC%9A%A9%EC%B9%B4%EB%93%9C/index.xml" rel="self" type="application/rss+xml"/><item><title>신용카드 소득공제 계산, 카드값이 총급여 25%를 넘었다면 12월엔 체크카드</title><link>https://blog.onioniworks.com/posts/salary-life/credit-card-deduction-calc/</link><pubDate>Tue, 03 Nov 2026 04:03:00 +0900</pubDate><guid>https://blog.onioniworks.com/posts/salary-life/credit-card-deduction-calc/</guid><description>신용카드 소득공제는 총급여 25%를 넘긴 금액부터 계산해요. 공제율 15%·30%·40%, 연봉별·자녀 수별 한도, 연봉별 계산 예시와 12월에 체크카드를 쓸지 고르는 기준까지 담았어요.</description></item></channel></rss>